The Axis MyZone Credit Card is a popular choice for individuals who love to shop, dine, and indulge in entertainment. This credit card offers amazing benefits like cashback, discounts on movie tickets, dining, and shopping. If you’re wondering how to get your hands on a lifetime free Axis MyZone Credit Card, this guide will walk you through the steps.
Let’s explore the steps and strategies you can follow to avoid paying annual fees and get the card for free for life!
What is the Axis MyZone Credit Card?
The Axis MyZone Credit Card is a credit card designed specifically for people who enjoy retail shopping, dining out, and entertainment. It offers benefits like:
- 5 reward points per ₹200 spent on retail purchases
- 10% discount at partner restaurants
- 1% fuel surcharge waiver
- Free movie tickets on BookMyShow
- Rewards on every transaction
How to Get a Lifetime Free Axis MyZone Credit Card?
- Meet the Eligibility Criteria
Before applying for the Axis MyZone Credit Card, ensure that you meet the eligibility criteria. Axis Bank has basic requirements for issuing credit cards, and you’ll need to provide documents like:
- Proof of identity (Aadhaar, Passport, PAN)
- Proof of address (Utility bills, Aadhar card)
- Proof of income (Salary slip, ITR, Bank statements)
Eligibility Criteria:
- Age: 21 to 60 years
- Minimum Income: ₹25,000 per month (may vary based on the applicant’s profile)
- Apply Through Axis Bank’s Website or Mobile App
One of the easiest ways to apply for the Axis MyZone Credit Card is by visiting Axis Bank’s official website or downloading their mobile app. On the website, you’ll find an application form to fill out, which includes personal details, income information, and documents for verification.
Steps to Apply Online:
- Visit the Axis Bank official website or open the Axis Bank mobile app.
- Search for Axis MyZone Credit Card.
- Fill in the application form and upload the required KYC documents.
- Submit the form, and Axis Bank will review your application.
- If approved, your card will be dispatched to your address.
- Meet the Spending Milestones
To get lifetime free benefits, most credit card issuers offer an option to waive off the annual fee if you meet specific spending milestones in the first year. Here’s how to take advantage of this option:
- Spend ₹1 Lakh or more in the first year: By spending ₹1,00,000 or more on your Axis MyZone Credit Card in the first year, you may become eligible for waiving the annual fee for the next year and potentially get lifetime free benefits.
- Ensure that the spending is across eligible categories: Ensure that your spending is across retail purchases, dining, shopping, and entertainment. Avoid making large cash withdrawals or non-eligible purchases, as these may not count toward the waiver.
- Axis Bank’s Milestone-Based Fee Waiver
Axis Bank also offers a milestone-based fee waiver for customers who spend a certain amount within the year. For example:
- Achieve ₹1,00,000 in annual spending: In some cases, if you spend ₹1,00,000 in a year, you can get the renewal fee waived for the next year. This can lead to a lifetime free card if you maintain your spending over time and continue waiving the renewal fee.
- Contact Customer Care for Special Waiver Offers
If you’ve been an existing Axis Bank customer or have a good credit history, you can call Axis Bank customer care to request a lifetime free card or ask for a waiver on the annual fee. Sometimes, Axis Bank offers special promotions or deals for loyal customers, which can include lifetime fee waivers or discounts.
- Call Axis Bank Customer Support: 1860 419 5555 or 1860 500 5555.
- Email Axis Bank: You can send an email to customer care for special requests.
- Choose Offers from Axis Bank’s Credit Card Promotions
From time to time, Axis Bank offers special promotions where they waive off fees for specific customers or when applying through exclusive channels. Look out for offers from Axis Bank’s website, partner platforms, or even financial aggregators, as these may provide lifetime fee waivers or discounts on the card’s annual fee.
- Maintain a Good Credit Score
Your credit score plays a significant role in the approval of your credit card and eligibility for any fee waivers. To ensure that you get a lifetime free card, maintain a good credit score (750 and above). A strong credit score will increase your chances of getting approved for the Axis MyZone Credit Card and might even help you in waiving off the annual fee.
Benefits of the Axis MyZone Credit Card
- 5X Reward Points on retail shopping, dining, and entertainment.
- Discounts on movie tickets (Buy 1 Get 1 Free at BookMyShow).
- Free airport lounge access (2 free visits per year).
- Fuel surcharge waiver (1% on fuel spends).
- Exclusive dining and shopping discounts with Axis Bank partners.
- Easy EMI conversion for high-ticket items.
Apply Now and Get the Axis MyZone Credit Card
Ready to unlock the amazing rewards and exclusive perks that come with the Axis MyZone Credit Card? If you follow the tips mentioned above and meet the requirements, you could get your card free for life and start enjoying all the benefits.